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You can never have too much of a good thing.

Have you ever heard someone say “I’ve saved way too much money?” We’re guessing the answer is no. That’s because having too much savings is like being too smart, too healthy, or having too much fun – all problems we’d love to have. So, when it comes to your savings, we want you to have more than enough, maybe even much more than enough. That’s why we offer savings accounts that pay you dividends now, retirement accounts that let you save for later, and Share Certificates and Money Market Accounts that help you earn more over time. We’ve also got savings accounts specifically designed for your kids, your dream vacation, your holiday gift giving, your healthcare expenses, and more. While you probably will never get to the point where you’re complaining about having too much socked away, we can certainly help you save enough to reach your goals.

Regular Savings Account

The best way to kickstart a life of saving is simply this: Start. The best tool to get you started is one of our Regular Savings Accounts. With a minimum balance of $1, we make it easy for everyone. Just make the deposit, make a plan to add to it and watch your savings grow.

Share Certificate

The only thing more thrilling than earning money is watching that money multiply on its own. Take one of our Share Certificates for instance. Start with $500 or more. Put it in your account and let it sit there for between 3 and 60 months. At the end of the term, you’ll have more than you did before – and significantly more than you’d get from the average savings account. All that money for nothing? It’s totally thrilling.

Individual Retirement Account (IRA)

If you’re like… well, all of us, you probably don’t want to be the 80-year-old still working a 9-5. We’ve all got our own dreams for retirement – plans to travel, relax, or simply spend lots of time with the grandkids. Whatever you want to do in your later years, we’ll help you save the money to do it, starting with an IRA. Because your golden years are for sitting on a beach, not sitting at a desk.

Money Market Accounts

We can see it in your eyes. You love the idea of earning higher dividends with share accounts but want access to your money at all times. Fair enough. We’ve got three words for you: Money Market Accounts. You’ll earn more money with a Money Market Account, plus, envision this: You’ll be able to deposit and withdraw your money at will. Now that’s a sight for sore eyes.

Health Savings Account

A Health Savings Account lets you save for a rainy day… like that one where you slipped and fell on wet pavement and sprained your ankle. Our team will help you set up an HSA that you can use to pay for medical expenses, including hospital stays, medication and supplies, with pre-tax dollars. You won’t need your HSA every day, but when you do, it’s nice to know the money’s there. Because when it rains, it pours.

Youth Accounts

Who says a buck doesn’t get you anything these days? Here, with a $1 initial deposit, kids of all ages will get a savings account specially designed for them. It’s full of extras too – like birthday gifts, fun learning opportunities, and best of all, the chance to watch their money grow. That’s a lot of value for $1, don’t you think?

Christmas Club

Have a holly-jollier season with our Christmas Club Account. Open an account today and set up payroll transfers. Then, watch your funds grow. In 12 months, what you’ve saved will automatically get deposited into your primary savings account, just in time to buy the perfect present for everyone on your list. (Cup of cheer and mistletoe not included.)

Vacation Club

Does that trip to a tropical paradise seem very, very far away? Make your dream vacation a reality with our Vacation Club Account. When you sign up, choose how much and how often you want to contribute. With every deposit, you’ll be one step closer to that comfy hammock on the beach. (You know the one we’re talking about – with that authentic-looking tiki hut and the cute server who brings you snacks.)

Round Up Savings

If you want to grow your savings, you could look for coins under your friends’ couch cushions. Or, you could round up your own savings with our help. Each time you make a debit card transaction, Round Up Savings automatically increases the amount of the transaction to the nearest dollar and deposits that difference into your primary savings account. It’s our way of saying “keep the change – and stop stealing from your friends.”

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