Credit Cards

Fabulous Cards, Great Benefits!

No matter what you’re looking for, Y-12 Federal Credit Union has a credit card to meet your needs. And no matter which card you choose, you’ll enjoy one or all of these great benefits. 

  • Loyalty Rewards – earn reward points when you use your Visa Rewards debit card and Visa Signature credit card. Learn more about Loyalty Rewards.

  • Contactless payments - simply tap and go anywhere you see the Contactless Symbol   at checkout. In addition to being super-fast and convenient, each transaction is safe and  secure. Contactless cards use the same dynamic security as chip cards. Each transaction is accompanied by a one-time code that securely protects your payment information, so spend with confidence!  

  • Real-time payments – credit card payments made in-branch or using our online or mobile banking are posted to your account immediately.

  • Online and Mobile Banking – your Visa account is visible in your account summary, just like any other Y-12 FCU account.  You can view all transaction history right there in your account, without using a separate link.


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Visa Signature Rewards Credit Card

If you are looking for a credit card that offers rewards, our Visa Signature Rewards Credit Card rewards you every time you use it, no matter the amount. 

Learn more Learn more about Visa Signature Rewards Credit Card

Visa Traditional Credit Card

Are you looking for a credit card with competitive rates?  Our VisaTraditional Credit Card is perfect for you!

Learn more Learn more about Visa Traditional Credit Card

Visa Secured Credit Card

If you looking to build credit, our Visa Secured Credit Card is a great option to achieve this goal.

Learn more Learn more about Visa Secured Credit Card