Recreational Vehicle Loans

Call out that says, "Special Offer"

For a limited time, enjoy no payments for 90 days on your next new auto or toy loan!*

Recreational Vehicle Loans that get you moving. 

Finance your next adventure with affordable rates and flexible terms from Y‑12 Credit Union. 

Apply Now For A Recreational Vehicle Loan

A couple with dog in a camper.

Collage of debit card images

SPECIAL OFFER

Play now, pay later.

Enjoy no payments for 90 days on your next new auto or toy loan.*

Apply Now For An Auto Loan

RECREATIONAL VEHICLE LOAN OPTIONS

Finance the way you play.

Whether you're planning a road trip, lake weekends, or off-road adventures, we make it easy to finance your lifestyle with a wide variety of recreational vehicles.

3D Icon of a MotorhomeRVs, Motorhomes, & Campers
3D Icon of a BoatBoats & Personal Watercrafts
3D Icon of a MotorcycleMotorcycles & Power Sports Vehicles
3D Icon of an ATVATVs, UTVs, & Side‑by‑Sides

RECREATIONAL VEHICLE LOAN FEATURES

Why choose a Y-12 Credit Union Recreational Vehicle Loan?

Low, competitive rates to keep payments manageable

Flexible terms tailored to your budget

New or used vehicle financing

Trusted local credit union that serves the Southeast U.S.

RECREATIONAL VEHICLE LOAN RATES

Flexible financing that fits your budget.

View All Loan Rates

Recreational Vehicle Loan 2020-2027


As Low As

6.99%

APR*
*Annual Percentage Rate

Recreational Vehicle Loan 2013-2019


As Low As

7.99%

APR*
*Annual Percentage Rate

FREQUENTLY ASKED QUESTIONS

We've got answers.

  • You can finance RVs, campers, motorhomes, boats, personal watercrafts, ATVs, off-road vehicles, motorcycles, tractors, and farm equipment.

  • Yes! We finance both new and used vehicles.

  • Loan terms vary based on the vehicle and loan amount. Contact us for personalized options.

  • Absolutely — pre-approval helps you shop with confidence.

RESOURCES

Need additional help?


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Apply For A Loan Online

Get started with a quick application.

Apply Now



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Video Banking

Open your loan account with a video consultant.

Start Video Banking



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Branch Locations

We'd love to see you.

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Subject to credit approval. APR is Annual Percentage Rate.

*First payment due no later than 90 days after loan funding for qualified loans originating on or after April 1, 2026, until further notice; interest accrual begins on date of funding. Existing Y-12 Credit Union loans excluded. Rate pricing based on credit score, term, and age of collateral. Loans subject to credit approval. This offer is for a limited time only and can be withdrawn at any time.