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The following navigation utilizes arrow, enter, escape, and space bar key commands. Left and right arrows move across top level links and expand / close menus in sub levels. Up and Down arrows will open main level menus and toggle through sub tier links. Enter and space open menus and escape closes them as well. Tab will move on to the next part of the site rather than go through menu items.
The site navigation utilizes arrow, enter, escape, and space bar key commands. Left and right arrows move across top level links and expand / close menus in sub levels. Up and Down arrows will open main level menus and toggle through sub tier links. Enter and space open menus and escape closes them as well. Tab will move on to the next part of the site rather than go through menu items.
We love helping our members with their finances and making a difference in the communities we live in. That’s why we hold our mission to transform the lives of our members and communities so close to our hearts. The best part is that as a Y-12 FCU member you become part of that mission. You can feel good knowing that every transaction, every loan, and every card swipe helps make a difference.
Members
We help our members grow their money with awesome dividends and rewards on the products they use every day.
Kids
We make a difference for kids so they can make a difference for the future.
Communities
We believe it is our responsibility to give back to the members and communities who contribute to our success. It’s so important that we made transforming our communities part of our purpose statement.
Join Us
You are eligible to join Y-12 Federal Credit Union if you live, work, worship or go to school in Anderson, Blount, Campbell, Knox, Loudon, Roane, Sevier or Union counties, or if you have an immediate relative (parent, sibling, spouse, child, grandparent, grandchild, step-parent, step-sibling or step-child) who is already a member.
Learn More About Us
A small group of employees at the Y-12 plant formed the credit union in June 1950. Word spread about the WOW experiences members found there, including new ways to save, create strong futures, and achieve upward mobility. By October the credit union had more than 700 members.
Left, our first Board of Directors:
President Don Phillips, C.L. Estes, John Reece, W.K. Palmer, Vice President James R. Whitcomb, Evan Means, and Mabel Tyer
Y-12 Federal Credit Union will be an innovative financial partner, transforming the lives of our members and communities by developing lasting relationships while delivering WOW experiences.
At Y-12 Federal Credit Union, our core values set us apart and help us deliver WOW experiences.
Integrity 
Communication Fun Continuous Improvement Collaboration
We give back to the communities we serve in a variety of ways with our Y-12 FCU Gives Foundation.
On July 17, 2017, Y-12 Federal Credit Union formed Y-12 FCU Gives Foundation, which was founded to extend the credit union's mission of "people helping people" into the philanthropic realm of charitable giving and support.
The mission of the foundation is to reduce the number of undernourished children in the communities we serve by providing them food, knowledge and resources.
Your board and committee members are volunteers who generously give their time and talent to lead our credit union efforts. In addition to monthly meetings, they spend countless hours on credit union business and activities on behalf of our members. This volunteer spirit is the heart of the credit union movement.
Ron Honeycut, Chair
David Rupert, Vice-Chair
Lloyd Jollay, Secretary
Sam Pelchar, Financial Officer
Tom Fisher, Director
Hurtis Hodges, Director
David Liles, Director
To contact our volunteer Board Members, please address mail to:
Oak Ridge, TN 37831-25
P.O. Box 251212