Y-12 Federal Credit Union began in 1950 as the vision of a small group of employees at the Union Carbide Y-12 Plant. From a modest beginning, we now serve over 119,000 members as a full service financial institution. Y-12 FCU is a federally-chartered, member-owned, non-profit financial cooperative. Deposits are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), an agency of the U.S. Government.
Membership in Y-12 Federal Credit Union is open to anyone who lives, works, worships, or attends school in the following counties in Tennessee:
At Y-12 Federal Credit Union you are more than a member - you are part of our family.