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The following navigation utilizes arrow, enter, escape, and space bar key commands. Left and right arrows move across top level links and expand / close menus in sub levels. Up and Down arrows will open main level menus and toggle through sub tier links. Enter and space open menus and escape closes them as well. Tab will move on to the next part of the site rather than go through menu items.
Routing Number: 264281432
The site navigation utilizes arrow, enter, escape, and space bar key commands. Left and right arrows move across top level links and expand / close menus in sub levels. Up and Down arrows will open main level menus and toggle through sub tier links. Enter and space open menus and escape closes them as well. Tab will move on to the next part of the site rather than go through menu items.
Routing Number: 264281432
Everyday Checking
Everyday Checking
Benefits
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0.05% APY* paid
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Free VISA Debit Card
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Free teller checks/money orders/cashier's checks
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Free ATM transacations at Y-12 FCU ATMs and CO-OP ATMs nationwide
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Free online and mobile banking, mobile deposit, and bill pay
Requirements
$5 monthly fee waived, and dividends paid by meeting ONE of the following:
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Minimum $1,000 average daily share balance
-OR-
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10 debit AND/OR credit card monthly combined transactions (based on date posted)
-OR-
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Cumulative $500 ACH direct deposit**
Requirements waived for members age 65 and older.
*Rates effective as of 6/15/21. APY is Annual Percentage Yield. Rate subject to change after account is opened. Fees may reduce earnings. Third party data or messaging rates may apply.
**Direct Deposit consists of an electronic deposit of wages, pension and/or social security benefits. Transfers of funds, mobile deposits, and deposits from payment vendors (PayPal, Venmo) do not qualify.
