0.05% APY* paid
Free VISA Debit Card
Free teller checks/money orders/cashier's checks
Free ATM transacations at Y-12 FCU ATMs and CO-OP ATMs nationwide
Free online and mobile banking, mobile deposit, and bill pay
$5 monthly fee waived, and dividends paid by meeting ONE of the following:
Minimum $1,000 average daily share balance
10 debit AND/OR credit card monthly combined transactions (based on date posted)
Cumulative $500 ACH direct deposit**
Requirements waived for members age 65 and older.
*Rates effective as of 6/15/21. APY is Annual Percentage Yield. Rate subject to change after account is opened. Fees may reduce earnings. Third party data or messaging rates may apply.
**Direct Deposit consists of an electronic deposit of wages, pension and/or social security benefits. Transfers of funds, mobile deposits, and deposits from payment vendors (PayPal, Venmo) do not qualify.