Everyday Checking

Everyday Checking


  • 0.05% Dividends paid

  • Free VISA Debit Card

  • Free teller checks/money orders/cashier's checks

  • Free ATM transacations at Y-12 FCU ATMs and CO-OP ATMs nationwide

  • Free online and mobile banking, mobile deposit, and bill pay


$5 monthly fee waived, and dividends paid by meeting ONE of the following:

  • Minimum $1,000 average daily share balance


  • 10 debit AND/OR credit card monthly combined transactions


  • Cumulative $500 ACH direct deposit

Requirements waived for members age 65 and older.


  Schedule an appointment at a branch location.


Open an Everyday Checking Account   Move your account with ClickSWITCH

*Rates effective as of 6/15/21. Rate subject to change after account is opened. Fees may reduce earnings. Third party data or messaging rates may apply.