About us

Y-12 FEDERAL CREDIT UNION

Oh, the 1950s. A time of sock hops, poodle skirts, and rock and roll. It was in 1950, in the middle of the Baby Boom, that Y-12 Federal Credit Union was born.
 
A small group of employees at the Y-12 plant formed the credit union that June. Word spread about the WOW experiences members found there, including new ways to save, create strong futures, and achieve upward mobility. By October the credit union had more than 700 members.
 
We’ve grown a lot since those days. Y-12 FCU now serves over 117,000 members as a full service, federally chartered, member-owned non-profit financial cooperative. Deposits are insured up to $250,000 by the National Credit Union Administration, an agency of the U.S. government.
 
Times have changed, but our commitment to you, our members, has remained the same since we founded our credit union. We’re dedicated to providing you with products and services that transform your life by helping you enjoy each and every day, give your kids the life they deserve, build wealth, and retire comfortably. Take Mobile Banking, for example. Making a deposit from your couch feels even cooler when you consider Y-12’s founders couldn’t even change the TV channel without getting up and turning a knob!