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18-MONTH
CERTIFICATE

as high as

2.00% APY

VISA
VARIABLE RATE

as low as

9.00% APR

HIGH YIELD
MONEY MARKET

$50,000.01 and up

1.75% APY

HIGH YIELD
CHECKING

$0 - $50,000 

2.00% APY

change in jar
 

High Yield Money Market


If you're looking for a higher dividend but don't want to tie your money up in a share certificate, our High Yield Money Market is right for you.

This account offers higher dividends than a savings account without sacrificing easy acess to your funds when needed. 

1.75% APY*

- Make up to 6 withdrawals of $500 or greater per month.
- Minimum balance to open the account and earn dividends is $50,000.


Learn more about our High Yield Money Market
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*APY is Annual Percentage Yield. APY is accurate as of 10/10/18. Dividends posted monthly.  If the balance falls below $50,000, no dividends will be earned that month.  

About us

Y-12 FEDERAL CREDIT UNION


From a modest beginning in 1950, Y-12 Federal Credit Union now serves over 117,000 members as a full service financial institution. Y-12 FCU is a federally-chartered, member-owned, non-profit financial cooperative. Deposits are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), an agency of the U.S. Government.

Y-12 Federal Credit Union will be an innovative financial partner, transforming the lives of our members and communities by developing lasting relationships while delivering WOW experiences.  

Membership in Y-12 Federal Credit Union is open to anyone who lives, works, worships, or attends school in the following counties in Tennessee: Anderson, Blount, Campbell, Knox, Loudon, Roane, Sevier, and Union. When you become a member, members of your immediate family are also eligible.

At Y-12 Federal Credit Union you are more than a member - you are part of our family.


More About Y-12
Y-12 FCU News and Public Relations
Y-12 FCU in the Community

See ways we are helping

Y-12 FCU
GIVES FOUNDATION

Y-12 Federal Credit Union is excited to have recently formed our Y-12 FCU Gives Foundation, which was founded to extend our organization's legacy mission of "people helping people" into the philanthropic realm of charitable giving and support.  The mission of the foundation is to support the needs of organizations that align with our core values which focus on educational initiatives, health and wellness and emerging community needs.

More About Gives Foundation



Y-12 Federal Credit Union Gives Foundation






 

More of What We Offer

ADDITIONAL SERVICES

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CARVANA
 

 
Learn More About Carvana
Wheels and Deals

WHEELS AND DEALS  

 
Learn More About Wheels and Deals
CU Tennessee

7 INSURANCE
 
 

Learn More About 7 Insurance
Online Payment Center

Y12 INVESTMENT PARTNERS

 
Learn More About Retirement Services