With Round Up Savings, we've made things simple. Each time you use your Y-12 FCU VISA Debit Card to make a purchase, we round up the transaction amount to the nearest dollar and transfer that round-up amount from your checking account to your savings account. Daily transactions are totaled at the end of the business day. That total is automatically transferred from your checking account to your primary savings account. Depending on the time of the transaction, you should see your transferred funds in savings by the next day. Who knew "swipe-n-spend" could also allow you to "swipe-n-save".