Terms & Conditions

DISCLAIMERS & DISCLOSURES


  • The U.S. Patriot Act is intended to facilitate the prevention, detection, and prosecution of international money laundering and the financing of terrorism. The Act requires accountholders of financial institutions to comply with certain identification verification procedures. All financial institutions are required to verify the identification of accountholders.

    In order to comply with the Act, Y-12 Federal Credit Union requires the following documentation prior to opening new accounts and commencing transactions:

    - Individuals must present an unexpired government-issued identification that discloses nationality or place of residence and bears a photograph or similar safeguard. Verification of social security number may be required.

    - Non-individuals must present documents showing the existence of the entity, such as articles of incorporation, government-issued business license, partnership agreement, or trust instrument.

MOBILE TERMS & CONDITIONS


  • Receive updates from Y-12 FCU regarding closings, events, and new product offers. Text UPDATE to 48101 to opt in. Message Frequency varies. Message and data rates may apply.

    By opting into this service, you consent to receive mobile text alerts using an automatic telephone dialing system. Consent to receive marketing text messages is not required as a condition of receiving services.

    By signing up, you are confirming you are over the age of 13.

    STOP Information
    Text STOP to 48101 to stop receiving Y-12 FCU Update messages from Y-12 Credit Union (you will receive a confirmation text).

    HELP Information
    For additional information, text HELP to 48101 or contact 800-482-1043.

    Supported Carriers Are:
    AT&T, Sprint, T-Mobile®, Verizon Wireless, Boost, Cricket, MetroPCS, U.S. Cellular, Virgin Mobile, Google Voice, ACS Wireless, Advantage Cellular (DTC Wireless), Appalachian Wireless, Atlantic Tele-Network International (ATN), Bandwidth, Bluegrass Cellular, Buffalo Wireless, CableVision, Carolina West Wireless, Cellcom, Copper Valley, C-Spire Wireless (formerly Cellsouth), Cellular One of East Central Illinois, Chariton Valley Cellular, Cross (dba Sprocket), Duet IP, Element Mobile, EpicTouch, GCI Communications, Golden State, Hawkeye (Chat Mobility), Hawkeye (NW Missouri Cellular), i Wireless (IOWA Wireless), Illinois Valley Cellular, Immix (Keystone Wireless / PC Management), Inland Cellular, Mobi PCS (Coral Wireless LLC), Mosaic, MTA Communications, MTPCS / Cellular One (Cellone Nation), Nex-Tech Wireless, Panhandle Telecommunications, Peoples Wireless, Pine Belt Wireless, Pine Cellular, Pioneer, Plateau, Revol Wireless, RINA, SI Wireless/Mobile Nation, SouthernLinc, SRT Wireless, Thumb Cellular, Union Wireless, United, Viaero Wireless, West Central Wireless, Leaco, Nemont/Sagebrush. T-Mobile is not liable for delayed or undelivered messages.

    We take your privacy seriously. Please visit y12fcu.org/privacy-policy to review our privacy policy.