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Auto Loan Relief from Y-12 FCU
Get DOUBLE Rewards
On Purchases*
Earn 7,000 BONUS
Rewards Points*

Get the most out of your purchases with a Y-12 Federal Credit Union VISA Signature Rewards Card!

When you open and use a new VISA Signature Rewards Card you'll enjoy great benefits, including:


  • 0% Interest* on all purchases for 12 months
  • 7,000 Bonus Rewards Points* when you spend $700 or more in purchases October15 - December 31, 2020
  • Earn 1.5% Rewards* on all purchases
  • Double Reward Points* on all purchases October 15 - December 31, 2020


Introductory Rate
On all purchases for 12 months
Annual Percentage Rate

Current Variable Rate
After 12 months
11.49 - 18.00%
Annual Percentage Rate
Based on Prime Rate

As an added bonus, you can use your points on credit union products to save even more! Use points to buy down your loan rate or waive fees.

Ready to reward yourself? Apply online now, give us a call, or visit your local branch to get started! For additional assistance with our VISA Signature Rewards Card, you may contact us at (800) 482-1043.

*New card holders only. Zero percent offer and bonus points do not apply to existing accounts. Introductory rate of zero percent Annual Percentage Rate applies on purchases for 12 months from date of account opening. After that, the standard variable APR for purchases will be applied. As of November 15, 2020, the standard variable APR is 11.49 percent to 18.00 percent, based on your creditworthiness. Zero percent introductory rate offer ends December 31, 2020. 

Bonus points do not apply to existing accounts. Subject to credit approval. Cardholders qualify for seven-thousand Visa Signature Rewards card bonus points if they make at least 700 dollars in purchases between 10/15/2020 and 12/31/2020. Bonus rewards points are posted in a batch within 30 days after the end of the promotion. 

*Earning 1.5 points per $1 spent uses the calculation that 1 (one) point earned is earned per $.67 spent. When calculating points earned, values of 0.50 points and greater are rounded up to the nearest whole number. If the value of the calculation is less than or equal to 0.49, then the point earned value is rounded down to the nearest whole number. Any points lost due to rounding will be calculated and posted in a batch on the first business day of the following month.

*Double reward points are posted in a batch within 30 days after the end of the promotion. Valid 10/15/2020 – 12/31/2020.

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