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Visa Balance Transfer from Y-12 FCU


Combine & Unwind Get Rid Of Higher Interest Rates!

A Visa balance transfer may be your answer to getting rid of higher interest rates. A balance transfer can help you save on interest by consolidating your higher interest rate debt balances onto one of our low rate credit cards. Combine & Unwind! Move your high-interest debt to Y-12 FCU and lower your monthly payments with no balance transfer fee!

No Balance Transfer Fees
Lower Your Monthly  Payments

Apply Today - Offer Valid Through 3/31/21

12 Month Introductory Rate
as low as
Annual Percentage Rate

Current Variable Rate
After initial 12 months
8.99 - 18.00%
Annual Percentage Rate Based on Prime Rate

Existing card holders can visit any branch location or contact our Member Service Center to have a balance transfer quickly and easily completed.


Ready to lower your payments? Apply online now, give us a call, or visit your local branch to get started! For additional assistance with our VISA Signature Rewards Card, you may contact us at (800) 482-1043.

*APR is Annual Percentage Rate. Promotional rate effective 2/1/2021 – 3/31/2021 and only applies to the transferred balance.  This promotion percent ends on the last day of the March 2022 billing cycle after your first balance transfer transaction.  After promotional period the rate will revert to the standard rate.  Your actual rate will be based upon the specific VISA product you have and your credit score at the time of application.

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