Ultra Loan
The Ultra loan is a “no collateral required”, 72 month term, personal loan with a LOW fixed interest rate that’s way cheaper than a credit card! Minimum of $10,000 advance required to qualify for Ultra loan rates and term.

Get off the credit card treadmill and turn that revolving credit into a fixed loan that you can actually pay off! Consolidate ALL your credit card payments into ONE easy and affordable payment. With a long term Ultra loan you can turn those BIG bills into SMALL bills. Plus it’s a great way to improve your credit score by consolidating debt into a Y-12 Federal Credit Union Ultra loan.

Want to take that dream vacation? Celebrate your wedding anniversary with that special gift? Consolidate all your credit card debt? The Ultra loan could be the loan for those life-changing events!

The Ultra Loan from Y-12 Federal Credit Union, a personal loan with an interest rate that’s way cheaper than a credit card!

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