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Right Here Right Now Financing
You can enjoy the convenience of shopping days, nights, or weekends and obtain on-the-spot financing from Y-12 Federal Credit Union. Just visit one of our 100+ dealer partners, select your vehicle, negotiate your price and tell them you are a Y-12 Federal Credit Union member. Not a member, not a problem! Our dealer partners can determine your ability for membership with Y-12 FCU. You will be asked to complete membership application along with your vehicle application which will allow us to open your new membership account.

Here are a few items you may need for faster Right Here Right Now Financing:
  1. Income verification for all sources of income.
  2. Your driver’s license.
  3. If you have had a recent change of address, please be prepared to provide proof of current residence.


Participating Dealers