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It's FAST. It's FLEXIBLE. It's FRIENDLY.


Let Y-12 Federal Credit Union save you time and money and help you become mortgage-free faster with our Rapid Refinance Loan. Pay off your mortgage sooner with a low, fixed rate and accelerated terms, saving you thousands of dollars.  If you’re planning to pay off your home loan within the next 10 to 12 years and are interested in refinancing without the traditional closing costs, then our Rapid Refi mortgage may benefit you. Refinance today!


Our Rapid Refi offers:
  • Streamlined processing
  • Reduced closing costs
  • Loans included 5-12-year fixed, 5/5, 15/15
  • Minimum loan amount $50,000, maximum loan amount $250,000
  • No pre-payment penalty
  Connect with a Home Lending Advisor today! Subject to credit approval.

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