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Making your loan payment with our new Loan Payment Portal is easier than ever.

Loan Payments

Mortgage Home Loans

VISA Credit Cards

Additional Self-Service options:
  • Bill Pay from an another institution
  • Make a payment at any of our branches
  • Mail your payment - log into Online Banking to print a coupon
  • Payroll Deduction from your employer - Direct Deposit to Y-12 FCU required.
  • Call our automated system to make a payment with your debit or credit card for a $2 convenience fee at 865-482-1043 or 800-482-1043, option #4 or ext. 8312. Check with your card issuer to see if you may be charged for a cash advance fee.

Y-12 FCU can assist with the following payment options:
  • Payments can be made by ACH, Debit or Credit Mastercard and Discover, and Visa Debit when you speak to one of our Call Center Agents at 865-482-1043 or 800-482-1043. There is an $15 convenience fee for this service.
  • Automatic electronic ACH transfer from another financial institution. Our routing number and your account number will be required. Please see example below.

‚Äčdirect deposit check example

After clicking the CONTINUE button, you will be redirected to a web site that is not operated by Y-12 Federal Credit Union. Please review the website's privacy and security policies as they may differ from Y-12 Federal Credit Union.