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Making your loan payment with our new Loan Payment Portal is easier than ever.


Loan Payments

Mortgage Home Loans

VISA Credit Cards


Additional Self-Service options:
  • Bill Pay from an another institution
  • Make a payment at any of our branches
  • Mail your payment - log into Online Banking to print a coupon
  • Payroll Deduction from your employer - Direct Deposit to Y-12 FCU required.
  • Call our automated system to make a payment with your debit or credit card for a $2 convenience fee at 865-482-1043 or 800-482-1043, option #4 or ext. 8312. Check with your card issuer to see if you may be charged for a cash advance fee.

Y-12 FCU can assist with the following payment options:
  • Payments can be made by ACH, Debit or Credit Mastercard and Discover, and Visa Debit when you speak to one of our Call Center Agents at 865-482-1043 or 800-482-1043. There is an $15 convenience fee for this service.
  • Automatic electronic ACH transfer from another financial institution. Our routing number and your account number will be required. Please see example below.

‚Äčdirect deposit check example