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Looking for a Smarter Way to Manage Your Money?

My Money Manager is here to help.

We know that the toughest thing about online financial management is simply organizing all the details of your financial life. And that’s why My Money Manager is now built to make it much easier to understand your spending and gain insights about how your money comes and goes each month. We’ve also improved My Money Manager so it’s easier to use. That means you can focus on doing what you need to do, rather than organizing all the information on your own.

My Money Manager from Y-12 Federal Credit Union can help you stay on top of your bills, your cash flow and your entire financial picture, so you can set clear goals and achieve them.

Smarter Spending
On the home page of My Money Manager you’ll see a spending wheel that shows you at a glance how much you’re spending on bill paying, entertainment/dining, retail, groceries and more. This gives you head start on breaking your spending into more specific categories.

Better Budgeting
Build and view spending targets that are important to your financial big picture. The new insights feature provides your spending history, along with suggestions for staying on track.

Add a Spending Target today
Look at the budget insights for guidance on what to budget based on spending.
Step 1: Navigate to Budgets and click on “View Budgets.”
Step 2: Click on the Spending Target you’d like to edit from the list.
Step 3: Click “Edit Budget” to edit or delete.
Step 4: You can change the name, amount, tags, and accounts associated with this Spending Target from here.
That’s it. It’s that simple.


Log into Online Banking to start using My Money Manager today!

Set yourself up for success by tracking your spending, setting goals and establishing budgets.


My Money Manager will give you financial control and save you time and money.


The power of My Financial Manager is in helping you monitor how you are spending your money.  Learn how to set up a budget you can live with.


Sync other accounts in My Money Manager for a complete financial picture. Then you can track your account relationships with almost all financial institutions, including credit card providers and investment firms.


The cash flow calendar within My Money Manager brings your budget to life through an interactive calendar. With the calendar you can see how much money you have available day by day allowing you to make informed decisions on when to schedule bills and other spending.


Visually tracking your financial goals can help you take control and makes reaching your goals much quicker and easier. Create savings goals in My Money Manager with a few easy steps.

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