Individual Retirement Account
If you are working to secure a comfortable retirement, Y-12 Federal Credit Union offers a variety of IRA Accounts for deferred investments- Roth, Traditional and Educational. Our IRA accounts combine the high yield of certificates or the competitive yield of our club accounts with the convenience of a regular shares account. As a member, you can make deposits to your IRA account through the convenience of automatic payroll deduction or over-the-counter deposits at any of our branches up to the limit specified by IRS regulations. We'll help you make sound investments with your retirement funds to maximize the benefits when you will need them the most.

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