With a minimum investment of $500, you can choose from 3-month to 60-month share certificates to generate the highest yield on your investment. Some share certificates give you the ability to lock in the interest rate for the term of investment with dividends posted monthly. With our Bump Rate Share Certificates, you may bump the rate once during the certificate term. Earn higher interest rates with Jumbo Share Certificates of $100,000 or more. In addition, you can choose between withdrawals by check or automatic transfer of dividends on a monthly basis to give you immediate access to the interest your investment is generating. Quarterly statements will be provided and we will notify you 20 days prior to the share certificate's maturity. This allows you to consider options to renew the share certificate at the current market rate.