With a minimum investment of $500, you can choose from 3-month to 60-month certificates to generate the highest yield on your investment. Some certificates give you the ability to lock in the interest rate for the term of investment with dividends posted monthly. With a Bump Rate Certificate, you may bump the rate once during the certificate term. Earn higher interest rates with a Jumbo Certificate of $100,000 or more. In addition, you can choose between withdrawals by check or automatic transfer of dividends on a monthly basis to give you immediate access to the interest your investment is generating. Quarterly statements will be provided and we will notify you 20 days prior to the certificate's maturity. This allows you to consider options to renew the certificate at the current market rate.