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Money Market Account Y-12 FCU

Money Market Accounts

Our Money Market account is designed for the member who wants to maintain access to their funds while earning rates comparable to an investment account. This flexible investment option can be used as a checking account for your major purchases and occasional need for funds, or as an investment account to earn a higher rate.

The Money Market Account* has four deposit tiers:
  1. $2,500 - $24,999
  2. $25,000 - $74,999
  3. $75,000 - $99,999
  4. $100,000+
All levels can earn high daily interest rates while still allowing you to make withdrawals* through check writing, ATM/PTMs, at any branch location, or through our 24-hour daily phone service. 


High Yield Money Market

Earn a higher rate on your savings and maintain  access to your funds with a Y-12 FCU High Yield Money Market Account. 

Our High Yield Money Market Account has a minimum balance of $50,000 and combines the advantages of higher-than-average money market account rates for funds with the flexibility to withdraw funds when you need them. You can make up to 6 withdrawals of $500 or greater per month through ATM/PTMs or at any branch location.

*A minimum withdrawal of $500 is required. Less than $500 will be assessed a $25 fee. Some restrictions apply. Rates subject to change daily.

View Rates Open an Account Learn how your deposits are insured.

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