Official App
Free – Google Play
Get it
Our Mobile Banking App is streamlined, personal and simple to use with advanced tools to make mobile banking easier!  Access your Y-12 Federal Credit Union account securely from your mobile device 24/7 with our mobile app. Y-12 FCU’s mobile app features include:
  • Fingerprint sign in
  • Quick Balance
  • Card Controls
  • Bill Pay
  • Secure messaging
  • View pending ACH deposits
  • Mobile Deposit* and lots more

Mobile Deposit video
Frequently Asked Questions
Download from the App Store
Download from Google Play

To sign up for Mobile Banking, you must first be an Online Banking user.

Members using a mobile device other than Android or Apple based (such as BlackBerry or Windows, for example) or older unsupported devices can utilize our mobile web client by clicking here on your mobile devices.

*Mobile Deposit is for qualified members/accounts. To get started, please view our Mobile Deposit Agreement. Some restrictions may apply. Temporary holds may be placed on mobile deposits. The amount that is immediately available is based on each member's individual relationship, including factors such as years of membership, average deposit balances, loan balances, and account history. Holds will generally be released in two business days. On the mobile app, Check Holds may be seen in your Transactions, and on Online Banking, Check Holds are found under the Check and Debit Card Holds within Transactions. Should you need further assistance, please contact us at 865-482-1043, 800-482-1043 or [email protected]