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Who Can join

Membership in Y-12 Federal Credit Union is open to anyone who lives, works, worships, or attends school in the following counties:
Blount, Campbell, Knox, Loudon, Roane, Sevier and Union.


About Us

From a modest beginning in 1950, the Y-12 Federal Credit Union now serves over 110,000 members as a full service financial institution.

Member Referral Rewards

Member Referral Rewards are here! You as a member can easily refer your friends and family to open a new account and you will earn rewards for it.

Loyalty Rewards

The more you use your Y-12 FCU RewardLink debit and/or VISA credit card, the more rewards you will receive.

Relationship Rewards

We believe that the more business a member does with the credit union, the more benefits he or she should receive.

Safe Deposit Box

Safe Deposit Boxes can be rented on a yearly basis in most of our branches. Not all sizes are available in all branches.

Tax Services

Y-12 Federal Credit Union offers a convenient solution to file your taxes and receive your return in as little as 10-14 days. 

Insurance Services

7 Insurance is a joint venture between Y-12 Federal Credit Union and ORNL Federal Credit Union.  It has been formed to provide a wide variety of personal insurance needs.

Y12 Financial Partners

Y12 Financial Partners is a personal financial management service designed especially for credit union members.