Currently, you do not have any loans eligible to skip a payment. Please review the criteria below.

1.  Loan must be in good standing and current, no delinquency in last 12 months.
2.  Loan must be on the books for at least 180 days.
3.  A small fee of $50 per loan will be assessed.
4.  Excludes real estate, VISA, HELOCK, fresh start, single pay loans, workouts and business loans or VISAs.
5.  ACH Payments from another financial institution require 10 calendar days prior to due date for processing.
6.  If you have scheduled recurring payments using our online payment center or another bill pay service, you must log in to that site to suspend the payment. Y-12 FCU cannot cancel these payments.