FSB, A Division of Y-12 Credit Union logoNEWS

Stronger together.

We're proud to begin a new chapter with FSB, A division of Y‑12 Credit Union!

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Mother and daughters taking a selfie.MEMBERSHIP

Not a member yet?

Anyone can join, and becoming a member is easy-peasy!

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Dial lock on a yellow background.FRAUD AWARENESS

Text message scams are on the rise.

Remember to pause and think if you receive a weird link.

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What are you looking for?

Building relationships and transforming lives.


Together, we can make a bigger difference.

The Y-12 FCU Gives Foundation was birthed from the Credit Union's legacy mission of "people helping people." The Foundation's mission is to reduce the number of undernourished children in communities we serve by providing them with food, knowledge, and resources.

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The 2026 Bill T. Hicks Scholarship application is open through Dec. 19.

If the next step of your journey includes a college, university, or trade institution, we'd love to help you get started. We're awarding six $5,000 cash scholarships. 

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Featured Rates

30-Year Fixed

As Low As

6.365%

APR*

Visa Signature Rewards

15.49% - 18.00%

APR*

Signature Loan (Unsecured)

As Low As

12.49%

APR*

Auto Loan 2019-2026

As Low As

6.24%

APR*

*Annual Percentage Rate

View all Rates