VISA Classic  
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VISA Signature  
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Report Lost or Stolen Cards  
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VISA Accesspoint  

  VISA Signature
With the Y-12 FCU VISA Signature®, you can enjoy the strength, recognition and acceptance of the VISA brand—with special perks and benefits in addition to the rewards you already earn.

You’ll enjoy instant access to perks such as:
  • Ticket packages at popular sporting events*
  • On-call complimentary concierge service
  • 10,000 Bonus CURewards Points at first purchase
  • Automatic event alerts
  • Free text alerts
  • Design Your Own Card option available for $12.95**
  • Exclusive movie ticket discounts
  • Travel packages*/savings and dining perks
  • Shopping savings and special offers from your favorite retailers
  • Higher Credit Lines
  • Better CURewards point redemption threshold

*Tickets purchased at cardholder’s expense. VISA SIgnature® simply gives you access to these exclusive packages.
**Image must not be copyrighted and must otherwise pass the VISA screening process.

You’re also entitled to security and convenience benefits like Purchase Security, Travel and Emergency Assistance Services, Travel Accident Insurance and much more!

All VISA Credit Card Accounts Also Include the Following Features...
  • No Annual Fees.
  • 25 day grace period on all purchases.
  • Your interest rate will not increase due to a late payment.
  • Ability to speak to friendly local member service representative, no automated phone system.
  • View your account transactions online.
  • ACH credit card payments available from Y-12 accounts or other institutions.
  • Free balance transfers.
  • Make payments at any branch or through Online Banking.

For more information on how to qualify for the VISA Signature® credit card, contact us at 800-482-1043.

>> Access your account online
>> Apply for a VISA Credit Card Online
>> VISA Application Disclosure
>> Consumer Credit Card Agreement

Autos 2011-2017 as low as 2.74% APR
60-Month Certificate as high as 1.25% APY
Home Equity-Variable Interest Only as low as 4.00% APR
*Rates subject to change; certain restrictions apply.(1)APR (2)APY
NMLS #441816
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Member Cellular Discounts with Sprint
© 2016Y-12 Federal Credit Union, serving Oak Ridge, Knoxville, and surrounding East TN Counties.
All Rights Reserved.