VISA Classic  
VISA Gold  
VISA Platinum  
VISA Signature  
Design Your Own  
Text Alerts  
CU Rewards Program  
Credit Card Interest Rates  
Report Lost or Stolen Cards  
Verified by VISA  
VISA Accesspoint  

  VISA Signature
With the Y-12 FCU VISA Signature®, you can enjoy the strength, recognition and acceptance of the VISA brand—with special perks and benefits in addition to the rewards you already earn.

You’ll enjoy instant access to perks such as:
  • Ticket packages at popular sporting events*
  • On-call complimentary concierge service
  • 10,000 Bonus CURewards Points at first purchase
  • Automatic event alerts
  • Free text alerts
  • Design Your Own Card option available for $12.95**
  • Exclusive movie ticket discounts
  • Travel packages*/savings and dining perks
  • Shopping savings and special offers from your favorite retailers
  • Higher Credit Lines
  • Better CURewards point redemption threshold


*Tickets purchased at cardholder’s expense. VISA SIgnature® simply gives you access to these exclusive packages.
**Image must not be copyrighted and must otherwise pass the VISA screening process.

You’re also entitled to security and convenience benefits like Purchase Security, Travel and Emergency Assistance Services, Travel Accident Insurance and much more!

All VISA Credit Card Accounts Also Include the Following Features...
  • No Annual Fees.
  • 25 day grace period on all purchases.
  • Your interest rate will not increase due to a late payment.
  • Ability to speak to friendly local member service representative, no automated phone system.
  • View your account transactions online.
  • ACH credit card payments available from Y-12 accounts or other institutions.
  • Free balance transfers.
  • Make payments at any branch or through CyberLink.


For more information on how to qualify for the VISA Signature® credit card, contact us at 800-482-1043.

>> Access your account online
>> Apply for a VISA Credit Card Online
>> VISA Application Disclosure
 

Autos 2009-2015 as low as 2.10% APR
60-Month Certificate as high as 1.15% APY
Home Equity-Variable Interest Only as low as 4.00% APR
*Rates subject to change; certain restrictions apply.(1)APR (2)APY
 
Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Member Cellular Discounts with Sprint

NMLS #441816
Equal Housing Lender
© 2014Y-12 Federal Credit Union, serving Oak Ridge, Knoxville, and surrounding East TN Counties. All Rights Reserved.