VISA Classic  
VISA Gold  
VISA Platinum  
VISA Signature  
Design Your Own  
Text Alerts  
CU Rewards Program  
Credit Card Interest Rates  
Report Lost or Stolen Cards  
Verified by VISA  
VISA Accesspoint  

  VISA Classic
Whether you are just starting to build credit or re-establish your current credit, need another credit card for convenience, or need a card with a higher line of credit, one of our VISA cards will meet your particular need. Best of all, all of our VISA credit cards are offered at no annual fee!

All VISA Credit Card Accounts Have the Following Features...
  • No Annual Fees.
  • 25 day grace period on all purchases.
  • Your interest rate will not increase due to a late payment.
  • Ability to speak to friendly local member service representative, no automated phone system.
  • View your account transactions online.
  • ACH credit card payments available from Y-12 accounts or other institutions.
  • Free balance transfers.
  • Make payments at any branch or through CyberLink.

Please contact us at 865.482.1043, 800.482.1043 or by E-Mail.

>> Access your account online
>> Apply for a VISA Credit Card Online
>> VISA Application Disclosure
 

Autos 2009-2015 as low as 2.10% APR
60-Month Certificate as high as 1.15% APY
Home Equity-Variable Interest Only as low as 4.00% APR
*Rates subject to change; certain restrictions apply.(1)APR (2)APY
 
Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Member Cellular Discounts with Sprint

NMLS #441816
Equal Housing Lender
© 2014Y-12 Federal Credit Union, serving Oak Ridge, Knoxville, and surrounding East TN Counties. All Rights Reserved.