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Vehicle Loans
Whether you’re in the market for a new or used vehicle, motorcycle or ATV, we’ve got great rates and convenient terms on all our vehicle loans every single day. And we’ll do more than provide financing.

We have the tools to help you make the best purchasing decision. Our Wheels and Deals site can help you search local dealerships for the vehicle you are interested in. You can also check the NADA value for your trade-in or the vehicle you are looking at. The Carfax service can assist you in finding out the history of the vehicle.

We’re excited to announce that Y12 FCU has teamed up with Carvana, the leading e-commerce platform for buying used cars, to provide members with a simple, affordable and convenient car buying solution.  You will be able to apply your Y12 FCU loan pre-approval to over 10,000 Carvana vehicles and complete your purchase online in a matter of minutes all from the comfort of your home. 

You can also enjoy the convenience of on-the-spot financing from Y-12 Federal Credit Union. Just visit one of our dealer partners listed on our Wheels and Deals site, select your vehicle, negotiate your price and tell them you are a Y-12 Federal Credit Union member. They can take your application for credit union financing, process the paperwork, and send you home that day behind the wheel of your new car.

Get started today on your search for a new or used vehicle!

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