Shared Branching  

  Shared Branching
Y-12 Federal Credit Union is now part of the CU Service Centers Shared Branching network. With shared branching, credit unions from all over the country share facilities to give members thousands of convenient locations to perform transactions. Planning on traveling outside of the Y-12 FCU service area? Need to make a deposit, withdrawal or transfer to your credit union account? No problem! Y-12 FCU members are able to utilize more than 4,300 participating credit unions across the country and perform transactions just as if they were at Y-12 FCU. Whether you are at work, home, or your favorite travel destination, your credit union is always nearby. To search for participating locations nationwide, visit

Anywhere you see this swirl... can conduct a range of transactions, such as:
  • Deposits
  • Withdrawals
  • Loan Payments
  • Transfers between accounts
To take advantage of this service, when you enter a shared branch please bring:
  • Your home credit union's name
  • Your account number
  • Valid government-issued photo identification, i.e., State Driverís license, US Passport
If you have out-of-town guests who are in need of shared branching services, they can use Y-12 FCU. The shared branching services are available at all Y-12 FCU locations except: Clinton and East Lafollette.

Click here to search CU Service Centers.


Autos 2011-2017 as low as 2.74% APR
60-Month Certificate as high as 1.25% APY
Home Equity-Variable Interest Only as low as 4.00% APR
*Rates subject to change; certain restrictions apply.(1)APR (2)APY
NMLS #441816
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Member Cellular Discounts with Sprint
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All Rights Reserved.