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Y-12 Federal Credit Union is part of the CU Service Centers Shared Branching network. With shared branching, credit unions from all over the country share facilities to give members thousands of convenient locations to perform transactions. Planning on traveling outside of the Y-12 FCU service area? Need to make a deposit, withdrawal or transfer to your credit union account? No problem! Y-12 FCU members are able to utilize more than 5,600 participating credit unions across the country and perform transactions just as if they were at Y-12 FCU. Whether you are at work, home, or your favorite travel destination, your credit union is always nearby. To search for participating locations nationwide, visit the Shared Branching Network website.

Anywhere you see this logo...

...you can conduct a range of transactions, such as:

  • Deposits
  • Withdrawals
  • Loan Payments
  • Transfers between accounts
To take advantage of this service, when you enter a shared branch please bring:
  • Your home credit union's name
  • Your account number
  • Valid government-issued photo identification, i.e., State Driver’s license, US Passport


If you have out-of-town guests who are in need of shared branching services, they can use Y-12 FCU. The shared branching services are available at all Y-12 FCU locations except our Clinton Branch located at 450 N. Charles Seivers Blvd.