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  Regular Share
Our Regular Share Savings Account opens the door for all other credit union services and requires only a modest $5 minimum balance. This convenient savings plan accrues dividends daily, and funds can be accessed at anytime with no withdrawal penalty at credit union branches, or through ATM machines or our MARS Program.

At Y-12 Federal Credit Union your funds are insured up to $250,000 by the National Credit Union Share Insurance Funds, the strongest and best capitalized Federal Deposit Insurance Agency of the U.S. Government.

Click here to view our current rates.

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Autos 2009-2015 as low as 2.10% APR
60-Month Certificate as high as 1.15% APY
Home Equity-Variable Interest Only as low as 4.00% APR
*Rates subject to change; certain restrictions apply.(1)APR (2)APY
 
Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Member Cellular Discounts with Sprint

NMLS #441816
Equal Housing Lender
© 2014Y-12 Federal Credit Union, serving Oak Ridge, Knoxville, and surrounding East TN Counties. All Rights Reserved.