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  Money Market
Our Money Market account is designed for the member who wants to maintain access to their funds while earning rates comparable to an investment account. This flexible investment option can be used as a checking account for your major purchases and occasional need for funds, or as an investment account to earn a higher rate.

The account has four deposit tiers: 1) $2,500-$24,999, 2) $25,000 - $74,999 3) $75,000 - $99,999 and 4)$100,000+. All levels can earn high daily interest rates while still allowing you to make withdrawals* through check writing, ATM machines or through our 24-hour daily MARS service.

*A minimum withdrawal of $500 is required. Less than $500 will be assessed a $25 fee. Some restrictions apply.

Rates subject to change daily.


Click here to view our current rates.

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Autos 2009-2015 as low as 2.10% APR
60-Month Certificate as high as 1.15% APY
Home Equity-Variable Interest Only as low as 4.00% APR
*Rates subject to change; certain restrictions apply.(1)APR (2)APY
 
Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Member Cellular Discounts with Sprint

NMLS #441816
Equal Housing Lender
© 2014Y-12 Federal Credit Union, serving Oak Ridge, Knoxville, and surrounding East TN Counties. All Rights Reserved.