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  Christmas Club
Buy little Johnny that toy car he has his eye on. Or get Susie that baby doll she talks about. We make saving for Christmas easy. This account can be started by October 1 and maintained for a minimum of one year. As a member, you can designate a club payment plan on a weekly, semi-weekly or monthly basis and even have the funds automatically deducted from your payroll.

Your Christmas Club funds, including interest earned, are automatically transferred to your Regular Savings or Checking account on October 1, giving you the funds you need to meet holiday expenses. And, for your convenience, we'll also automatically renew your account each year to help you plan for the year ahead.

Click here to view our current rates.

Open an Account

Autos 2011-2017 as low as 2.74% APR
60-Month Certificate as high as 1.25% APY
Home Equity-Variable Interest Only as low as 4.00% APR
*Rates subject to change; certain restrictions apply.(1)APR (2)APY
NMLS #441816
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Member Cellular Discounts with Sprint
© 2016Y-12 Federal Credit Union, serving Oak Ridge, Knoxville, and surrounding East TN Counties.
All Rights Reserved.