Tax Services

Y-12 Federal Credit Union offers a convenient solution to file your taxes and receive your return in as little as 10-14 days. For a minimal fee, you can file your return online with Turbo Tax. There is no software to download and minimal computer memory is required. In fact, you may stop and save your tax information at any point in the return then log on and finish at your leisure.

It’s easy to file your taxes online. Get started today!
If you expect a refund when you file your federal income taxes, it's easy for you to deposit these funds directly into your credit union checking or savings account. Direct deposit is safe. simple, and secure and you get the money faster than having a check sent by postal mail.

To direct deposit your refund, go to the refund portion of your tax return:

  • Enter Y-12 Federal Credit Union’s Routing Number: 264281432

  • Select the account type: checking or savings

  • Enter your checking or savings Y-12FCU account number. For a deposit to checking, use the account number at the bottom center of your personal checks, including any leading zeros (the set of numbers after the routing number).

Please contact our Member Services at 865-482-1043 or (800) 482-1043 for any questions you may have.  You may also email us at

Please note: Failure to use the correct account information for direct deposit may delay or prevent the deposit of your refund.