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Online Banking

With just a few keystrokes and a click of the mouse on your computer, you can have secure access to your accounts anytime, anywhere.

Mobile Banking

Access your account on your mobile phone when you need it, 24/7.

Mobile Deposit

Making a deposit to your account just got easier by using our Mobile Deposit.

Bill Payment

Pay your bills faster and more efficiently and in one place with our bill payment services.

Digital Wallet

We offer Apple Pay, Samsung Pay and Google Pay for your digital paying options.


eAlerts are messages sent to you to notify you via text and/or email of certain transactions or events happening on your account.


Sign up for e-Statement and never have to receive a paper statement again.

Direct Deposit

Direct Deposit gives you the convenience, safety and reliability of having your funds deposited automatically into your share or share draft account.

ATM Locations

Find an ATM Location close to you.

Gift Cards

We offer a great gift idea anyone would love to receive! Y-12 Federal Credit Union is pleased to offer VISA Gift Cards.

Banking by Phone

Keep track of your accounts anytime from a touch-tone phone.

Fraud Text Alerts

Sign up to receive test message alerts to help you manage your account activity and quickly identify potentially fraudulent transactions.