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Online Bill Pay
Online Banking Bill Pay is an additional feature of our Online Banking service that allows you to use your PC to pay your bills faster, and more efficiently. Once registered, Online Banking Bill Pay lets you control who you pay, when you pay, and how much -- financial freedom at your fingertips! And, there is no cost for this additional feature - it's FREE*! Simply log in to Online Banking and click on Bill Pay.

Online Banking Bill Payer Frequently Asked Questions (FAQs)

NOTE: NSF (Non-sufficient funds) returned check fees may apply from both Y-12 FCU and the Bill Pay service.

*As an added feature, you may express pay a bill for a $15 fee.


Popmoney is a person-to- person payment service that provides you an easy way to send and receive money directly from your Y-12 Federal Credit Union account.

Popmoney eliminates the hassles of checks and cash by allowing you to send and receive money as easily as you send and receive email and text messages. Best of all, you don't need another account. Just use your current credit union account.
  • Access the largest person-to- person payment network for financial institutions, with 1,400 participating banks and credit unions.
  • Send money using account number, email address, or mobile number
  • Select from a number of e-greeting templates for payment notifications sent via email
  • Set up future-dated, one-time payments and recurring payments
  • Add multiple email addresses and mobile numbers for any contact
  • Add multiple email addresses and mobile numbers for receiving money
  • Import contacts from popular email services (such as Hotmail, Yahoo!, Gmail)

*Popmoney transactions will be assessed a $0.50 fee per transaction to the sender.
*Some transaction limitations apply, and as a result, additional time may be required to process certain personal payments.
Payment must be within set payment limit.