Consumer Loans  
Auto Motorcycle ATV Loans  
Boat Camper RV Farm Equipment Loans  
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Payroll Deduction  
NADA Appraisal Guide  
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Credit Score Info  
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Payroll Deduction
You may have the convenience of automatic Loan Payments, Share, Share Draft, Club, IRA, Christmas Club or Vacation Club deposits each payday. Ask your payroll department representative for a Payroll Deduction form to have your designated amount automatically deposited into your credit union account or contact any of our offices for additional information on our Payroll Deduction Program.

Autos 2010-2016 as low as 2.49% APR
60-Month Certificate as high as 1.25% APY
Home Equity-Variable Interest Only as low as 4.00% APR
*Rates subject to change; certain restrictions apply.(1)APR (2)APY
Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Member Cellular Discounts with Sprint

NMLS #441816
Equal Housing Lender
© 2015Y-12 Federal Credit Union, serving Oak Ridge, Knoxville, and surrounding East TN Counties.
All Rights Reserved.