Getting a loan from Y-12 Federal Credit Union is easier than ever. You’ll never pay an origination fee, and in most instances consumer loans are approved within one hour giving you quick access to those needed funds. Apply 24 hours a day, 7 days a week using one of these convenient methods:
Members and non-members may apply online
at any time.
If you are already a member and would like to apply by phone
, just call our Member Audio Response Center at 483-MARS and choose the Loan Menu.