Introduce your child to The Penny Penguin Club, Y-12 Federal Credit Union’s exciting savings program especially for kids ages 12 and under. The Penny Penguin Club is designed to help our young members learn the value of money. With The Penny Penguin Club, kids will have the tools needed to learn financial responsibility.
When your child (or any relative ages 12 and under) joins The Penny Penguin Club, he/she will have a savings and will be encouraged to develop savings goals.
As a Penny Penguin Club member, your child will receive:
- An ID card and holder containing a passbook to keep track of account transactions and a plastic coin that can be saved and redeemed for prizes
- Penny Penguin Club birthday card mailed during the child’s birthday month that can be redeemed for a free gift
- Special one year Chillin’ Share Certificate designed to motivate kids to save money
- All members in this age range will be automatically enrolled in The Penny Penguin Club
There is absolutely NO COST involved in joining The Penny Penguin Club, just a minimum initial $5 to open the account. Anyone who joins The Penny Penguin Club can remain a member of the credit union for life- no matter where they live (as long as the account remains in good standing). Get your child off to a good financial start with The Penny Penguin Club!