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At Y-12 Federal Credit Union, we are experts on making jumbo dreams come true with Jumbo Home Loans! 

With a Jumbo Loan with us, you will receive:
  • Loan-to-Value up to 100% on purchase of primary residence (loan amount caps of $550,000 from 97-100%)
  • No loan amount cap for qualifying borrowers of 95% and below loan-to-values
  • Products of 5/5 and 15/15 Adjustable Rate Mortgage with amortization of 30 years
  • Local Up-front Underwriting
  • Refinance of primary residence loan-to-value limits of 90%
  • Competitive rates
  • No PMI on any loan-to-value