Investment Services  
Financial Planning  
Homeowners and Auto Insurance  
Life Insurance  
Long Term Care Insurance  
Mutual Funds  

  Investment Services
Y-12 Federal Credit Union, through Financial Security Services, Inc., offers a full range of insurance, investment and financial planning services. Financial Consultants David Osborn and Lee Nickle have over a quarter of a century of combined experience providing financial planning and investment services to individuals and business. David holds the series seven and series sixty- three securities licenses with the State of Tennessee and the National Association of Securities Dealers. Lee holds the series six, seven, twenty- four and sixty-three securities licenses with the state of Tennessee and the National Securities Dealers. Both are licensed with the State of Tennessee Insurance Department in Life, Health, Property, Casualty and Annuity.

You can contact David at 865-481-4964 or Lee at 865-481-0846 Monday through Friday from 8:30 a.m. to 5:30 p.m. Or you can or e-mail our I&I Department to set up an appointment.
  • These products are NOT insured by NCUA, are NOT deposits, are NOT obligations of, or guaranteed by Y-12 Federal Credit Union and are
    subject to investment risks. Investment risk includes possible loss of the principal amount invested.
  • Securities transactions are executed through Financial Security Services, Inc.

Autos 2011-2017 as low as 2.74% APR
60-Month Certificate as high as 1.25% APY
Home Equity-Variable Interest Only as low as 4.00% APR
*Rates subject to change; certain restrictions apply.(1)APR (2)APY
NMLS #441816
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Member Cellular Discounts with Sprint
© 2016Y-12 Federal Credit Union, serving Oak Ridge, Knoxville, and surrounding East TN Counties.
All Rights Reserved.