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  Using VISA Overseas
Credit Cards and Debit Cards

Y-12 Federal Credit Unionís VISA credit cards and debit cardswill not work outside of the US without prior authorization. This change in procedure is necessary due to the increasing occurrence of fraud from foreign countries on credit card and/or debit cards accounts.

To protect the member and the credit union, we ask that members request to allow foreign transactions on their credit card account. The member may write a hand written request, fill out a form at one of our branches, or click here to download a VISA Authorization for Overseas transactions form in PDF format. We ask for the following information:

  • Member Name
  • VISA Number
  • Share Number
  • Date of Departure
  • Date of Return
  • Countries of travel, if possible

For additional information, you may contact our VISA Credit Card Department by phone at 865-482-1043 or by email.

 

Autos 2009-2015 as low as 2.10% APR
60-Month Certificate as high as 1.15% APY
Home Equity-Variable Interest Only as low as 4.00% APR
*Rates subject to change; certain restrictions apply.(1)APR (2)APY
 
Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Member Cellular Discounts with Sprint

NMLS #441816
Equal Housing Lender
© 2014Y-12 Federal Credit Union, serving Oak Ridge, Knoxville, and surrounding East TN Counties. All Rights Reserved.