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  Reloadable VISA Cards
We now offer personalized and non-personalized reloadable VISA cards at all Y-12 FCU branch locations. Reloadable VISAs are great for college students or anyone learning to budget funds without the dangers of maxing out a credit card. Each card is $5.95, and reloads are free. Personalized cards can be reloaded an unlimited amount of times, and non-personalized cards can be reloaded three times after the initial load. Personalized cards can be ordered at the branch and will arrive at the memberís address in about 10 days. Reloadable VISA cards can be used at any merchant that accepts VISA. Reloadable VISAs can have a PIN number for ATM withdrawals and cash advances are allowed. Reloadable VISAs are great for gifts, travel and students. For more information about our Reloadable VISA cards, call (865) 482-1043.

General Purpose Card (Green)
Student Card (Gray)
Travel Card (Beach Scene)

VISA Gift Cards and VISA Reloadable Cards are NOT valid in the following countries:

  • Cuba
  • Iran
  • Libya
  • Myanmar
  • Nigeria
  • Sudan

Autos 2011-2017 as low as 2.74% APR
60-Month Certificate as high as 1.25% APY
Home Equity-Variable Interest Only as low as 4.00% APR
*Rates subject to change; certain restrictions apply.(1)APR (2)APY
NMLS #441816
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Member Cellular Discounts with Sprint
© 2016Y-12 Federal Credit Union, serving Oak Ridge, Knoxville, and surrounding East TN Counties.
All Rights Reserved.