Cyberlink Home Banking  
Member Audio Response  
Mobile Banking  
Online Bill Pay  

  Mobile Banking and Bill Pay
Mobile Banking is here! Access your account securely from your cell phone: make transfers, set up text alerts, and check account balances and view account history. You may also pay bills with Mobile Bill Pay – verify payments, view payment history and schedule/cancel payments.

In order to sign up for mobile banking, you must be enrolled in CyberLink Home Banking and also have an e-mail address on file with Y-12 FCU.

There are 4 Easy Ways to Set Up Mobile Banking:
  1. If you have a phone with a web browser: Type in your mobile phone’s browser and login with your CyberLink Home Banking username and password.
  2. If you have a phone without a browser: Utilize our convenient text capability on any cell phone. Access the Internet via your PC at Login with your CyberLink Home Banking username and password, then follow the step-by-step instructions.
  3. If you have an iPhone or a DROID and want to download the App: Search for the “Y-12 Federal Credit Union” Application in your service provider’s application store.
  4. .If you have a BlackBerry and want to download the App: Go to and you will be prompted to download the App.
If you have additional questions, please call us at 1-800-482-1043.

Click here for additional information of how to use Y-12 FCU’s Mobile Banking.

Autos 2009-2015 as low as 2.10% APR
60-Month Certificate as high as 1.15% APY
Home Equity-Variable Interest Only as low as 4.00% APR
*Rates subject to change; certain restrictions apply.(1)APR (2)APY
Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Member Cellular Discounts with Sprint

NMLS #441816
Equal Housing Lender
© 2014Y-12 Federal Credit Union, serving Oak Ridge, Knoxville, and surrounding East TN Counties. All Rights Reserved.