Free Checking Account  
Classic 55 Account  
Impact Account  
Premier Account  
CheckLink Debit Card  
RewardLink Debit Card  
Direct Deposit  
Fee Schedule  
Payroll Deduction  
Order Checks  
Overdraft Protection  
Member Privilege  
Switch Kit  
Basic Reconcilement Form  

  Direct Deposit
Direct Deposit gives you the convenience, safety and reliability of having your paycheck, social security, pension or other government payments deposited automatically into your share or share draft account. Ask your payroll department representative for a Direct Deposit form to have your paycheck automatically deposited into your credit union account or contact any of our offices for additional information on our Direct Deposit Program.
 

Autos 2009-2015 as low as 2.10% APR
60-Month Certificate as high as 1.15% APY
Home Equity-Variable Interest Only as low as 4.00% APR
*Rates subject to change; certain restrictions apply.(1)APR (2)APY
 
Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Member Cellular Discounts with Sprint

NMLS #441816
Equal Housing Lender
© 2014Y-12 Federal Credit Union, serving Oak Ridge, Knoxville, and surrounding East TN Counties. All Rights Reserved.