If you or your family are impacted by circumstances surrounding the COVID-19 pandemic, Y-12 FCU can help. We want you to know we’re here for you.
Mortgage Loan Payment Relief
Mortgage loan payment relief, including home equity lines of credit, may be available for those impacted by the COVID-19 pandemic. Please contact us at 865-340-4587 to discuss your options.
Commercial Loan Relief
Commercial loan payment relief may be available for those impacted by the COVID-19 pandemic. Please contact your loan officer or business services at 865-535-0512 to discuss your options.
Y12 FCU is not an SBA lender and is not participating in any of the stimulus lending packages, including the Payroll Protection Program. Please visit the SBA website
for more information or to apply for disaster assistance.
Increased ATM Withdrawal Limits
To assist members with easy access to cash while our branch lobbies are closed, we have increased the daily
cash withdrawal limit for consumer and business debit cards to $1,500*. Check out our ATM Locator map
to find the free ATM closest to you. Simply type your address in the search bar and check surcharge free ATMs in the search options. This will show you any Y-12 FCU ATMs, Easy Street ATMs, or Coop Network ATMs – all FREE to Y-12 FCU members. You can hover over each location or click it on the map to see the street address.
*Individual ATM machines have dispense limits, so large withdrawals may require multiple transactions. Excludes Opportunity Checking, Student Checking, HSA, and Business Limited accounts.