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Main Office
501 Lafayette Dr.
Oak Ridge, TN. 37830
Local: 865-482-1043
Toll Free: 800-482-1043

9:00AM to 5:30PM

9:00AM to 12:00PM
7:30AM to 5:30PM

9:00AM to 12:00PM

Accounting /Financial Services
Accounts Payable, Payroll Deduction, Wire Transfers

Business Development:
Employee Presentations, Benefit Fairs, Trade Shows

Business Services
Business accounts, business loans

Repossessed vehicles for sale, Delinquent Accounts

ATM, CheckLink debit card, Home Banking, Bill Pay, Mobile Banking

Insurance and Investments
Annuities, Insurance, Financial Planning

Loan Origination
Loan Questions - New Loans,reflex new applications and Line of Credit Increases

Loan Services
Loan Questions - Existing Loans

Advertising, charities, donations

Mortgage information, Pre-Qualifications

Share Draft Services
Share Draft account questions / problems, check orders

VISA Services
Existing VISA card holder support

Branch Offices

Alcoa Branch

Cedar Bluff Branch

Clinton Branch

Clinton I-75 Branch

East LaFollette

Farragut Branch

Hardin Valley Branch

LaFollette Branch

Maryville Branch

North Knoxville Branch

Oak Ridge Branch

Powell Branch

Roane County

Sevierville Branch

It is an uneasy feeling to know that your credit or debit card has been lost or stolen. Feel at ease that you can call us 24/7 if this happens -

To report a lost or stolen CheckLink Debit Card, please call 865-482-1043, 800-482-1043 or after business hours, 800-449-7728.

To report a lost or stolen VISA Credit Card, please call 800-449-7728.

Access your account online


Board of Directors

In order to contact the Volunteer Board Members, please address to P.O. Box 2512; Oak Ridge, TN 37831-2512.

Don Norris, Chairman
Ron Honeycutt, Vice Chairman
Sam Pelchar,Treasurer
David Rupert, Secretary
Cecil Chitwood, Asst. Secretary
Lloyd Jollay
Hilary Shreter

Supervisory Committee

In order to contact the Supervisory Committee, please address to P.O. Box 4393; Oak Ridge, TN 37831-4393

Hilary Shreter, Chairman
Hurtis Hodges
Gary Smith

Autos 2010-2016 as low as 2.35% APR
60-Month Certificate as high as 1.15% APY
Home Equity-Variable Interest Only as low as 4.00% APR
*Rates subject to change; certain restrictions apply.(1)APR (2)APY
Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Member Cellular Discounts with Sprint

NMLS #441816
Equal Housing Lender
© 2015Y-12 Federal Credit Union, serving Oak Ridge, Knoxville, and surrounding East TN Counties.
All Rights Reserved.