The Overdraft Protection Line of Credit protects your draft account from checks being returned due to insufficient funds. If you want to make a spontaneous purchase, just write a draft and your Overdraft Protection will cover the check up to your line of credit in increments of $100. A minimum payment will be due on the first of each month. If you don't use the account, you will not incur any charges.
There are several convenient ways to request your loan today. You may call our loan department at (865) 482-1043 or 1-800-482-1043 during our office hours, Monday through Friday from 9:00 to 5:30 or simply click below to apply online.