Y-12 FCU is pleased to inform members that we offer Gap Plus on our car loans. If you total your car or if it is stolen, Gap Plus can help eliminate the difference of what you owe on the car and what your insurance company will cover. It may also pay $1,000 towards a new auto (excludes motorcycles) if you finance with Y-12 Federal Credit Union within 90 days of your insurance claim.
* Gap Plus is often costly, especially when it is purchased at a dealership, but when you get your car loan with Y-12, it only costs $450. This is valid through the life of the loan. Dealerships involved in our Dealer Direct program have the Gap Plus paperwork on hand, so you donít even have to come into one of our branches to fill out the forms.
for a full listing of participating dealers in our Dealer Direct program. For more information about car loans and Y-12 FCU Gap Plus, contact the credit union at 865-482-1043, ext. 467, or 800-482-1043, ext. 467.