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  Consumer Loans
Whether you’re planning a dream vacation, adding a new room, buying a new home or car, consolidating debts, or funding an education, Y-12 Federal Credit Union is your resource for low cost credit. When your plans and dreams require additional financial expertise and resources, turn to us for the most competitive rates and flexible terms available. Whatever your plans and dreams, we have a loan to help make your dreams a reality.

View our current rates for more information.

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Autos 2011-2017 as low as 2.74% APR
60-Month Certificate as high as 1.25% APY
Home Equity-Variable Interest Only as low as 4.00% APR
*Rates subject to change; certain restrictions apply.(1)APR (2)APY
NMLS #441816
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Member Cellular Discounts with Sprint
© 2016Y-12 Federal Credit Union, serving Oak Ridge, Knoxville, and surrounding East TN Counties.
All Rights Reserved.