Free Checking Account  
High Yield Checking Account  
Classic 55 Account  
Impact Account  
Premier Account  
CheckLink Debit Card  
RewardLink Debit Card  
Direct Deposit  
Fee Schedule  
Payroll Deduction  
Order Checks  
Overdraft Protection  
Member Privilege  
Switch Kit  
Basic Reconcilement Form  

  Premier Account
Click here to see the many rewards offered!
Minimum Balance $1000 minimum to earn dividends
Service Charge
Monthly Fee
$5.00 fee if balance goes below $1,000 any day
Features/Benefits Includes:
  • Unlimited check writing
  • Free CheckLink or RewardLink debit card Earn CURewards with RewardLink debit card
  • Free Online Banking and Mobile Banking
  • Free MARS
  • Free check orders (Selected Styles)
  • Free overdraft protection from Shares
  • Free money orders
  • Free cashier's checks
  • Free Bill Pay
  • Unlimited free ATM transactions with CheckLink or RewardLink debit card
  • VISA Gift and Reloadable Card Discount
  • Free ID Restorations from Deluxe Provent
Dividends Tiered Dividends $0 - $4,999, $5,000 and above

Open an Account

Autos 2011-2017 as low as 2.74% APR
60-Month Certificate as high as 1.25% APY
Home Equity-Variable Interest Only as low as 4.00% APR
*Rates subject to change; certain restrictions apply.(1)APR (2)APY
NMLS #441816
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Member Cellular Discounts with Sprint
© 2016Y-12 Federal Credit Union, serving Oak Ridge, Knoxville, and surrounding East TN Counties.
All Rights Reserved.