Free Checking Account  
Classic 55 Account  
Impact Account  
Premier Account  
CheckLink Debit Card  
RewardLink Debit Card  
Direct Deposit  
Fee Schedule  
Payroll Deduction  
Order Checks  
Overdraft Protection  
Member Privilege  
Switch Kit  
Basic Reconcilement Form  

  Classic 55 Account
Click here to see the many rewards offered!
Minimum Balance $1,000 to earn dividends
Service Charge
Monthly Fee
None
Features/Benefits Includes:
  • Unlimited check writing
  • Free CheckLink or RewardLink debit card Earn CURewards with RewardLink debit card
  • Free CyberLink Online and Mobile Banking
  • Free MARS
  • Free check orders (Selected Styles)
  • Free overdraft protection from Shares
  • Free money orders
  • Free cashier's checks
  • Must be age 55 or older, retired, and have direct deposit
  • Free Bill Pay
  • Unlimited free ATM transactions with CheckLink or RewardLink debit card
Dividends Tiered Dividends $1,000 - $4,999, $5,000 and above

Apply Now
 

Autos 2009-2015 as low as 2.10% APR
60-Month Certificate as high as 1.15% APY
Home Equity-Variable Interest Only as low as 4.00% APR
*Rates subject to change; certain restrictions apply.(1)APR (2)APY
 
Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Member Cellular Discounts with Sprint

NMLS #441816
Equal Housing Lender
© 2014Y-12 Federal Credit Union, serving Oak Ridge, Knoxville, and surrounding East TN Counties. All Rights Reserved.