Y-12 Federal Credit Union is pleased to offer its members a free checking account that is truly free: no hidden fees and no tricks. Our free checking account includes a free debit card, free Online Banking accessible through our web site, free MARS (telephone-operated service to check account balances, make transfers, etc.), and free Overdraft Protection from your share account. For more information about all of our checking accounts, see the links on the far left of this page or call us at 865-482-1043.
Y-12 Federal Credit Union Routing Number: