Free Checking Account  
High Yield Checking Account  
Classic 55 Account  
Impact Account  
Premier Account  
CheckLink Debit Card  
RewardLink Debit Card  
Direct Deposit  
Fee Schedule  
Payroll Deduction  
Order Checks  
Overdraft Protection  
Member Privilege  
Switch Kit  
Basic Reconcilement Form  

Y-12 Federal Credit Union is pleased to offer its members a free checking account that is truly free: no hidden fees and no tricks. Our free checking account includes a free debit card, free Online Banking accessible through our web site, free MARS (telephone-operated service to check account balances, make transfers, etc.), and free Overdraft Protection from your share account. For more information about all of our checking accounts, see the links on the far left of this page or call us at 865-482-1043.

Y-12 Federal Credit Union Routing Number:264281432

Open an Account

Autos 2011-2017 as low as 2.74% APR
60-Month Certificate as high as 1.25% APY
Home Equity-Variable Interest Only as low as 4.00% APR
*Rates subject to change; certain restrictions apply.(1)APR (2)APY
NMLS #441816
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Member Cellular Discounts with Sprint
© 2016Y-12 Federal Credit Union, serving Oak Ridge, Knoxville, and surrounding East TN Counties.
All Rights Reserved.